What's new for 2027
At JPS we’re committed to evaluating the market each year to ensure you have access to best-in-class, most cost-effective benefits. For 2027, we’re enhancing our offerings with Cigna to give you more value, flexibility, and support for your health and well-being.
Benefit Updates
- Medical Premiums: Adjustments to team member premium contributions for 2027.
- Three Medical Plans: A new high deductible plan choice has been added for 2027.
- Annual Deductibles and Out-of-Pocket Maximums: Updated thresholds to help manage costs while maintaining comprehensive coverage.
- New Lifestyle Spending Account: Available for team members enrolled in any JPS Medical Plan for 2027.
- Commuter Benefits: Allows you to fund mass transit and parking related to work with pre-taxed dollars.
- Health Savings Account Limits: Increased maximum contribution amounts to give you greater savings potential.
- Flexible Spending Account Limits: Increased maximum contribution amounts to give you greater savings potential.
- Symetra Accident and Critical Illness premium decreases: Decreased premiums for the accident and critical illness coverages effective 1/1/2027.
- Buy-Up Group Life and AD&D: 2027 Open Enrollment: One time opportunity to enroll in Basic Life Buy-Up without EOI for an effective date of 1/1/2027.
- Supplemental Life and AD&D: 2027 Open Enrollment: One time opportunity to enroll in Voluntary Long-Term Disability without EOI for an effective date of 1/1/2027.
- Voluntary Long Term Disability: 2027 Open Enrollment: One time opportunity to enroll in Voluntary Long-Term Disability without EOI for an effective date of 1/1/2027.
Expanded Behavioral Health Services with Cigna
- Faster access to appointments and support.
- Multiple access points—connect by phone, video, or online chat.
- Unlimited real-time support available 24/7.
- 100% follow-up to ensure continuity of care.
- Enhanced provider matching and guided navigation throughout your care.
- Behavioral specialty coaching and ongoing support services.
- Improved online tools for provider search and care management.
- Awareness webinars to support mental health education and resources.
- $0 copay for MDLIVE Urgent Virtual Care.
Additional Cigna Enhancements
- AI-powered virtual assistant to help you navigate benefits, find providers, and get answers quickly.
- Expanded digital tools and resources to simplify your health care experience.