My Benefits Guide

Click on any category to explore the available information and better understand your benefits.

A summary of each of your benefit offerings is provided below.

Medical / Dental / Vision / Pharmacy

Medical Plan Options 2027

Cigna

JPS Health Network offers three medical plan options for 2027 — the HD500 Plan, HD250 Plan, and EPO Plan — all administered through Cigna with access to JPS Health Network, Cook Children's, and Cigna Open Access in-network providers. Plans vary in premium tiers based on salary, deductible, co-pay structure, and HSA/FSA eligibility.

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Dental Coverage 2027

Cigna

JPS Health Network offers two Cigna dental plan options for 2027: the Dental Care Access Plus (DHMO+), an in-network-only plan with co-pays per the patient charge schedule, and the Advantage Dental PPO, which allows any licensed dentist with highest coverage in-network and an Annual Preventive Care Reward to increase the annual maximum benefit.

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Vision Plan (Low Plan & High Plan)

EyeMed

EyeMed vision plans for Tarrant County Hospital District offered on the Insight network, with two tiers: a Low Plan and a High Plan. Both plans cover exams, frames, lenses, and contact lenses with in-network co-pays and out-of-network reimbursements; the High Plan provides twice-per-plan-year frequency for frames, lenses, and contacts versus once-per-plan-year or every-other-year for the Low Plan.

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Virtual Care

MDLIVE® / Cigna

MDLIVE® Virtual Care provides team members and their families with 24/7 access to board-certified doctors, licensed therapists, dermatologists, and other providers via phone, video, or app for urgent care, primary care, behavioral health, and dermatology services.

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Pharmacy 2027

Cigna

JPS Health Network prescription drug coverage administered by Cigna, offering tiered co-pay and coinsurance costs across multiple pharmacy networks including JPS Pharmacies, JPS Main Campus/MHSW, and CVS/Walgreens/local grocery stores, with different cost structures for the HD500/HD250 plans versus the EPO plan.

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Scripta: The Right Meds at the Best Price™

Scripta Insights

Scripta is a confidential prescription comparison tool provided at no cost to JPS Cigna medical plan members that identifies lower-priced medication alternatives and delivers a Personalized Savings Report by mail, email, or through the Scripta app.

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Spending Accounts

Health Savings Account (HSA) 2027

HSA Bank

A tax-advantaged Health Savings Account (HSA) administered by HSA Bank, available to JPS team members enrolled in the HD500 or HD250 High Deductible Health Plan. JPS contributes free money to the account, contributions are pre-tax, funds roll over year to year, and the account is portable if the team member leaves JPS.

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Healthcare Flexible Spending Account (HC-FSA)

HSA Bank

A Healthcare Flexible Spending Account (HC-FSA) administered by HSA Bank that allows team members to set aside pre-tax dollars to pay for IRS-qualified healthcare expenses including plan deductibles, co-pays, coinsurance, prescriptions, and dental and vision expenses, with a 2027 annual contribution limit of $3,400.

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Day Care Flexible Spending Account (DC-FSA)

HSA Bank

A Day Care Flexible Spending Account (DC-FSA) administered by HSA Bank that allows team members to set aside pre-tax dollars to pay for eligible daycare expenses including daycare for children age 12 and under, disabled children, and dependent adults, with a 2027 annual contribution limit of $7,500.

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Lifestyle Spending Account (LSA) 2027

HSA Bank

A Lifestyle Spending Account (LSA) funded by JPS for team members enrolled in a JPS Medical Plan for 2027, providing reimbursement for a wide range of physical, emotional, mental, financial, and caregiver wellness expenses. JPS contributes $500 annually for HD500 plan enrollees and $250 for HD250 and EPO plan enrollees.

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Commuter Benefits

HSA Bank

With a commuter account, you can set aside pre-taxed funds to pay for eligible workplace mass transit and parking expenses. The funds you contribute to this account roll over from year to year and you can adjust the contribution amount as your transit needs change. Swipe your HSA Bank debit card to pay eligible commuter expenses at the time of purchase. Purchases made with other forms of payment are not eligible for reimbursement.

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Retirement

JPS Health Network 403(b) Plan

Tarrant County Hospital District d/b/a JPS Health Network

A tax-advantaged 403(b) retirement savings plan for JPS Health Network team members that allows pre-tax and Roth elective deferrals, rollover contributions, and participant-directed investments, with 100% immediate vesting on all accounts.

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JPS Health Network 457 Plan

Tarrant County Hospital District d/b/a JPS Health Network

An eligible deferred compensation plan under Internal Revenue Code section 457(b) sponsored by JPS Health Network, allowing regular full-time and part-time team members to make pre-tax and Roth elective deferrals of up to 100% of Includible Compensation, with participant-directed investments held in trust and 100% immediate vesting on all account balances.

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JPS Health Network 401(a) Plan

Tarrant County Hospital District d/b/a JPS Health Network

A governmental defined contribution profit sharing plan for JPS Health Network and Acclaim Physician Group team members that provides employer matching and nonelective contributions on a tax-deferred basis, with participant-directed investments administered through Empower Trust Company, LLC.

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Life & Disability

Basic Life and AD&D

Symetra Life Insurance Company

Basic Life and AD&D for JPS insurance for Class 3 JPS Health Network team members enrolled in the buy-up option, providing employer-paid coverage of 1x earnings up to $1,000,000 with full guaranteed issue, benefit reductions beginning at age 70, and included AD&D riders.

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Basic Life and AD&D Buy-Up

Symetra Life Insurance Company

Symetra basic group life buy up and AD&D insurance for Class 2 JPS Health Network team members, providing an opportunity to purchase an additional 1x earnings up to $1,000,000. Benefit reductions beginning at age 70, and included AD&D riders.

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Supplemental Life and AD&D

Symetra Life Insurance Company

Symetra supplemental group life and AD&D insurance for all benefit-eligible JPS Health Network team members, offering team members coverage up to $500,000 and spouse coverage up to $100,000, with guaranteed issue amounts and AD&D riders included.

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LifeTime Benefit Term

Chubb Company

A term life insurance plan for JPS Health Network team members that provides a guaranteed death benefit with a built-in Long Term Care (LTC) accelerated benefit rider, allowing the death benefit to be accessed at 4% per month for up to 25 months to cover home health care, assisted living, adult day care, or nursing home care if the insured becomes chronically ill.

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Short Term Disability

Symetra Life Insurance Company

A Symetra Group Short Term Disability plan for JPS Health Network, providing 60% of salary up to $1,000 per week for up to 11 weeks following a 14-day elimination period for both accident and sickness.

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Voluntary Long Term Disability

Symetra Life Insurance Company

Voluntary Long Term Disability plan sponsored by The Tarrant County Hospital dba JPS Health Network, providing 60% of salary up to $10,000/month after a 90-day elimination period.

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Accident Insurance

Symetra Life Insurance Company

A scheduled benefit accident insurance plan for JPS Health Network team members that pays fixed dollar amounts for injuries and services resulting from a covered accident, including emergency care, hospitalization, surgery, common injuries, and catastrophic benefits.

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Critical Illness Insurance

Symetra Life Insurance Company

Symetra voluntary Critical Illness insurance for JPS Health Network team members that provides a lump-sum payment upon diagnosis of a covered critical illness condition, with benefit amounts from $5,000 to $30,000 and guaranteed issue up to the full elected amount.

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Hospital Confinement

Symetra Life Insurance Company

A voluntary Hospital Confinement Insurance plan for JPS Health Network team members that pays fixed dollar benefits per day for inpatient hospital stays, ICU confinements, and stays in substance abuse, mental health, and nursing facilities. The plan is HSA compatible and includes a Health Systems Additional Benefit Rider providing an extra 25% when services are received within the JPS Health System.

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Health & Wellness

Employee Assistance Program (EAP)

Alliance Work Partners (AWP) / JPS Health Network

A free and confidential Employee Assistance Program (EAP) available to JPS Health Network team members and their household members, offering counseling, coaching, referral services, crisis support, and digital tools through both Alliance Work Partners (AWP) and the internal JPS EAP.

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Headspace

Headspace

A free mindfulness and meditation app available to JPS Health Network team members and family members age 18 and older, offering hundreds of guided exercises for meditation, sleep, focus, and movement.

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JPS Enliven Wellness Program

JPS Health Network / Cigna

Goals have differing deadlines and requirements. Details about how to get credit for each goal, including the deadlines for each goal, can be found on jpsenliven.org/my.cigna.com or under WellCredit on the Employee Wellness Page on the JPS intranet beginning January

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Identity Theft Assistance

Symetra

Identity Theft Assistance is a complimentary service included with Symetra Group Life Insurance that provides 24/7 step-by-step coaching and assistance to help enrollees and their eligible dependents resolve identity theft, including fraud alert placement, lost wallet assistance, passport replacement, and emergency cash advance support.

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Wellness Resources

Cigna

Cigna Wellness Resources provides complimentary health and well-being programs including a Tobacco Cessation Program with telephone coaching and free nicotine replacement therapy, and a Healthy Babies Program offering 24/7 pregnancy support and maternity specialist assistance.

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Mother-Friendly Worksite

JPS Health Network

JPS Health Network is designated by the Texas Department of State Health Services as a Mother-Friendly Worksite, offering breastfeeding support resources including flexible scheduling, private lactation rooms, hospital-grade pumps, and supplies for team members returning to work.

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Others

Purchasing Power

Purchasing Power

Purchasing Power is a free team member benefit from JPS Health Network that allows team members to shop 70,000+ brand-name products — including electronics, appliances, computers, and more — and pay over 6 or 12 months directly through payroll deduction, with no credit check and no hidden fees.

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Upwards Childcare Benefit

Upwards

Upwards is a concierge childcare placement service available to JPS Health System team members, providing access to affordable, licensed, and quality childcare providers with flexible scheduling options including full-time, part-time, drop-in, weekend, and overnight care.

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Tuition Reimbursement Program

JPS Health Network

JPS Health Network offers tuition reimbursement to eligible team members with six months of continuous service, covering a portion of costs at accredited colleges and universities for approved courses that enhance or advance their career track.

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Pet Insurance

Nationwide Mutual Insurance Company

A voluntary pet insurance plan available through workplace benefit programs offering two ready-made plans (Accident & Illness; Accident, Illness & Wellness) plus a fully customizable option. Plans reimburse eligible veterinary expenses at 80% (or 50-80% for customizable) after the deductible, with no network restrictions and guaranteed issuance for enrolling pets.

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Beneficiary Assistance

Symetra

A complimentary service included with Symetra group life insurance that provides compassionate guidance and practical support to beneficiaries managing a loved one's final affairs, including empathetic guidance, funeral home referrals, and fraud resolution assistance.

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EstateGuidance®

ComPsych

EstateGuidance® is a complimentary online estate planning service included with Symetra group life insurance that allows team members to create legally binding wills, living wills, health care and financial powers of attorney, and final arrangement documents quickly and affordably through a secure online platform.

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Travel Assistance

Symetra

Travel Assistance is a complimentary service included with Symetra Group Life Insurance that provides 24/7 multilingual emergency support in more than 180 countries and territories, covering medical evacuation, repatriation, emergency travel arrangements, and other key travel services for trips 100 miles or more from home lasting 90 days or less.

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Corporate Discounts

Working Advantage

JPS Health Network offers team members a cost-free savings marketplace through Working Advantage, providing exclusive discounts on electronics, travel, entertainment, apparel, fitness memberships, groceries, and more. Team members enroll using their work email at the dedicated JPS portal.

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Have Questions?

You can review the official documents to verify the information yourself here.

Have Questions?

Violet is here to help.

Alternatively, you can review the official documents to verify the information yourself here.

Legal Insurance Plan

ARAG

Provides access to a network of experienced attorneys for everyday legal matters. Services may include document review, consultations, and representation at a reduced or no additional cost.

Employee Assistance Program

Guardian

A confidential support program that provides access to professional counseling, legal assistance, and financial guidance. Services are available at no cost to employees and their immediate family members.

Dental Benefits Snapshot

Guardian

Guardian offers a PPO dental plan covering routine checkups and minor procedures with a $1,250 annual maximum. Out-of-network visits are allowed, but in-network care offers better savings.

Oral Health Plan Details

Humana

A Humana PPO dental option that includes preventive and basic restorative services, with a yearly cap of $1,200. You may visit any licensed dentist, though network providers offer reduced rates.

Insurance Overview

Aflac

Supplemental accident insurance providing cash benefits for covered injuries, helping offset unexpected medical and recovery expenses.

Vision Benefits Summary

VSP Vision Care

This vision plan includes eye exams, lenses, and a frames allowance up to $150. Members may visit any optometrist, though network providers offer greater savings.

Mental Health Support

Virgin Pulse

Access to mental health services including therapy, coaching, and digital tools that support emotional and psychological well-being. Members can connect with licensed professionals virtually or in person, with flexible and confidential care options.

Prescription Drug Plan

Express Health

This pharmacy plan covers a wide range of medications with tiered copays designed to keep costs predictable. Mail-order options are available for maintenance prescriptions at a reduced cost, helping you save time and avoid frequent pharmacy visits.

Retirement Savings Plan

Fidelity Investments

A 401(k) plan that helps you save for retirement with pre-tax contributions and potential employer matching. Investment options are available to fit different risk levels, allowing you to build a portfolio aligned with your long-term financial goals.

Medical Plan Overview

Cigna

A comprehensive medical PPO plan covering preventive care, specialist visits, and hospital services with a $3,000 annual deductible. Members can see any provider, but in-network care lowers out-of-pocket costs.

This communication highlights some of your JPS benefit plans. Your actual rights and benefits are governed by the official plan documents. If any discrepancy exists between this communication and the official plan documents, the plan documents will prevail. JPS reserves the right to change any benefit plan without notice. Benefits are not a guarantee of employment.”